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Swiss Internet Banking Accounts

The Swiss Internet Banking Accounts are the best selling accounts, and offer  powerful features such as internet banking, credit cards, and very wide investment options. The concerned bank is one of the biggest banks in the world, with over 48,000 employees and Sfr.600, 000 millions of deposits, started its operations more than 100 years ago.

Advantages

1. Excellent internet banking access

2. Outstanding service

3. Credit cards

4. A wide array of investments options

5. Multiple currencies accounts available

6. Biggest bank in Switzerland

7. Offices everywhere in Switzerland, including the international airports

Special Features:

Min balance: $3,500 and opening account by mail permitted

Internet Banking

Powerful and easy to use the internet banking enables you to view your account statements online, transfer funds to any bank account in the world and invest money in the stock market (online trading). You will have a direct access to electronic markets such as the NASDAQ or the Swiss stock exchange and will be able to enter your orders for all other world markets. Security is ensured by military-grade encryption, two passwords and a code which changes for each session (scratch list).

There are 5 functions of this system:

1: To view your account balance and account statements

2: To view information about your investments

3: To view research about investments

4: To place stock market orders

5: To make online bank transfers

Mail Retaining

For Sfr.200 - a year you can ask the bank to keep all mail related to your account. To read your mail, you can either ask the bank to send it to a specific address, say, 3 times a year, or come and read it in person.

Credit cards

The MasterCard and Visa card available, with or without the bank logo. Annual cost is Sfr.100 - the first year and Sfr.50 - a year thereafter. Both cards are available in Swiss Francs, US dollars and Euros. The MasterCard is also available in British Pounds.

You can use these cards to withdraw cash at ATMs worldwide. Withdrawal cost a flat fee of Sfr.5- To get one of these credit cards; you need to deposit a security equal to 1.5 times the card's monthly credit limit. This security will remain blocked as long as you keep the card.

Investment options

You can invest in any kind of security (stocks, bonds, options), in commodities, precious metals, investment funds and currencies through your account.

Annual expenses

Accounts with a balance exceeding Sfr.10,000 - pay no maintenance charges. Below Sfr.10,000 - maintenance charges are Sfr.72 - a year or Sfr.24 - if you use the internet banking facility to manage your account.

International bank transfers cost Sfr.5 - per transfer if ordered through the internet, Sfr.10 - if ordered using a bank form, Sfr.18 - if ordered by letter and Sfr.25 - if ordered by phone or fax. Domestic bank transfers (to another Swiss bank account) are free if ordered through the internet, Sfr.2 - if ordered using a bank form, Sfr.10 - if ordered by letter and Sfr.17 - if ordered per fax or phone.

Cashing international cheques cost Sfr.5 - for the first cheque in the batch, then Sfr.1 - for each additional cheque.

Account officer language: French, English, German, Italian

Available currencies : Any currency

 

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